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All you need to know about valuations

It is a common thing to overlook getting your jewellery appraised regularly, however it is something that most insurance companies reccomend to update at minimum every 2 years. Even if you don't wish to insure your jewellery and/or watches it is important to be aware of the value of your treasures.

The value of jewellery is affected by trends, changes in the value of metals and gemstones and most importantly the current currency exchange rates. All of this can lead to regular changes in the value of your jewellery which is why it is important to keep up to date with your valuations.

Things to know about Valuers and Valuations:

1. Registered Valuer

Make sure you seek advise from a registered Valuer with the NCJV (National Council of Jewellery Valuers). By using a registered Valuer you are ensuring that you are receiving an experienced and educated assessment from someone who is able to issue you with a valuation certificate.

2. Documentation

Once you have found a Valuer is it important for you to gather together any documentation you may have, for example; a diamond grading certificate (GIA, AGS, EGL), original valuation or receipt. These documents will provide accurate specifications of your item(s) ensuring a more accurate valuation. Although stones are closely assessed and inspected they are not removed from settings (unless otherwise discussed) and therefore details will be more specific if you have certificates, original valuation or receipts.

Things to know about our Valuations:

1. Our Valuer

We are have a registered Valuer, Alton Shane Bryant #75, on site 5 days per week (subject to availability).

2. Consultation

We provide a complementary valuation consultation to answer any questions you may have prior to booking in for your item(s) to be valued. You can take this opportunity to discuss whether your pieces are worthwhile formally assessing for valuation. Bookings can be made via our Book Online page or by phone or email.

3. How long does it take

This can be on a case by case basis however, they are most commonly completed same day or next business day depending on the number of items. For valuations with a large quantity of pieces it can take 5-10 business days to complete, a time frame will be quoted to you upon taking in a valuation. Unfortunately we cannot complete valuations while you wait.

3. Cleaning & Photographs

Once booked in for valuation all pieces will be cleaned and polished; Rhodium plating is also included if required. Once cleaned all items are photographed ready for the valuation certificate.

4. Assessment

Once clean, our valuer performs his formal assessment to assess stone sizes, colour, clarity and any enhancements that may be present. In addition to stone specifications, metal weights, measurements and sizes are all recorded on the formal certificate.

5. The Value

People can often be shocked by the value attributed to their treasured items, both positively and negatively. It is important to understand that we believe a valuation's "replacement value" is exactly that, what it would cost you to replace in the event of a loss. If you overvalue items you will end up paying unnecessarily high premiums on your insurance; it is important to remember that in the event of a claim your insurer will only pay what it costs to replace.

6. Updating Certificates

The value of your piece(s) will almost certainly change over time. Even if your insurer does not specifically ask you to update the valuation, it can leave you under-insured in the event of a claim. Please note that special prices apply to updating certificates previously completed by our valuer.

Give us a call today or book in via our website for a complementary Valuation Consultation.

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