Jewellery Insurance
Q Report
Jewellery is often significant financial and emotional investment, naturally we want to ensure that these important pieces are protected. Whilst there is no way to compensate for emotional losses relating to your treasured pieces, you can protect yourself financially.
People often assume that their home and contents insurance includes adequate cover for their jewellery and watch items. Unfortunately in our experience when items have been damaged, lost or stolen and they need to make a claim, their insurance falls short, or worse, doesn't cover them at all.
We have found some home and contents policies will not cover your jewellery outside your home, nor will they cover damages and will require you to itemise these on your policy at an increased premium. Even with itemised policies we have found people not receiving fair value replacements due to "jeweller of choice" arrangements many insurers have. We have also found the process is often extremely drawn out and a difficult process for the client with a long list of proof of ownership information, photographs and value information required.
After many years of research, we here at Bryant Family Jewellers are proud to introduce Q Report Jewellery & Watch Insurance for your treasured items.
Benefits of a Q Report policy include cover for your jewellery when it is lost, stolen, damaged or disappears. They have a flat $100 excess no matter the claim, no impact claims, you can return to your jeweller of choice and your jewellery is automatically re-valued every 12 months.
Standalone jewellery insurance like Q Report is designed specifically for jewellery. Learn more about the cover and find the Product Disclosure Statement and Target Market Determination here.
You can get an instant indicative quote and apply online by clicking here.
Q Report Insurance is issued by Chubb Insurance Australia Limited (ABN 23 001 642 020, AFSL No. 239687) (Chubb) and distributed by Jewellers Loop Pty Ltd (ABN 47 110 767 087, AFSL No. 556525) (Jewellers Loop), trading as Q Report under a binding authority provided by Chubb. As a referrer, the jeweller receives a referral fee for a referral and for any policy issued as a result of this referral. This referral does not constitute a recommendation or endorsement of the insurance policy by the referring jeweller. Before making a decision, please consider the PDS and TMD available from the Q Report website.